At Boudreau & Associates Private Wealth Management, we advocate for you in every financial decision. Our role is to protect your best interests at every turn. That means uncovering overlooked tax credits, helping you navigate major life transitions, and making sure your financial plan grows with you. We combine expertise with empathy to provide you confidence today and clarity for tomorrow. We’ll dig deep, ask the right questions, and build tailored strategies that truly reflect who you are and what you value.

Comprehensive Wealth Management Tailored To You

Every client has a unique financial story and vision for the future. We listen carefully, then build a wealth management plan designed specifically to fit your goals, values, and circumstances. Our team-based approach blends local knowledge with national industry expertise so you receive well-rounded, personalized advice.
From investment strategies to estate planning, our solutions are comprehensive and flexible so your wealth works as hard as you do.

 

Retirement Planning

We believe retirement is more than a finish line, it's a new chapter. We guide you in defining what retirement means to you and how to get there. With our scenario-based tools, you can test decisions before making them, helping you:

  • Retire sooner with greater clarity
  • Enjoy spending, travel, and gifting without worry
  • Strategically align income and taxes
  • Prepare for changes such as widowhood or caregiving

Whatever your vision for retirement looks like, we design a plan that reflects your priorities and adapts as your life evolves.
 

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Investment Planning

At Boudreau & Associates, investing is a key part of your broader financial story. Our wealth advisors apply a disciplined approach and global insights to help you:

  • Balance growth with appropriate risk and access to funds
  • Consider alternative investments where they add value
  • Build portfolios designed for long-term income, especially in retirement
  • Align your investments with your personal values through ESG strategies

We design every portfolio to serve a clear purpose: supporting your real-life goals and long-term financial vision.

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Estate Planning

Your estate plan is the foundation for preserving your legacy and supporting the people you care about most. At Boudreau & Associates, we work closely with you to design a clear, thoughtful plan that honours your wishes, protects your wealth, and makes asset transfer simple and smooth.

Our comprehensive estate planning services include:

  • Reviewing wills, powers of attorney, and beneficiary designations to ensure accuracy and relevance
  • Minimizing probate costs and tax impacts to preserve more for your heirs
  • Creating flexible solutions with trusts and gifting strategies tailored to your family’s needs
  • Facilitating family meetings to promote understanding and alignment among all involved

With a detailed, well-structured estate plan, you gain peace of mind knowing your legacy will support your loved ones exactly as you intend.
 

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Tax Planning

Taxes impact every financial decision you make. Our tax planning strategies dig deep into your situation optimizing corporate structures, claiming credits like the Disability Tax Credit, and aligning withdrawals to reduce tax burdens. We work closely with your accountant to ensure your full financial plan is tax-efficient, helping you protect more of what matters most.

Together, we’ll:

  • Minimize tax on retirement withdrawals and investment income
  • Avoid RRSP withholding issues
  • Maximize claims like the Disability Tax Credit
  • Build efficient corporate structures
  • Incorporate charitable giving in a way that benefits both your causes and your bottom line

With the right tax strategy in place, you can keep more of what you’ve earned and stay focused on what truly matters - supporting your life today and strengthening your future.

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Cash and Liquidity Management

Taxes impact every financial decision you make. Our tax planning strategies dig deep into your situation optimizing corporate structures, claiming credits like the Disability Tax Credit, and aligning withdrawals to reduce tax burdens. We work closely with your accountant to ensure your full financial plan is tax-efficient, helping you protect more of what matters most.

Together, we’ll:

  • Minimize tax on retirement withdrawals and investment income
  • Avoid RRSP withholding issues
  • Maximize claims like the Disability Tax Credit
  • Build efficient corporate structures
  • Incorporate charitable giving in a way that benefits both your causes and your bottom line

With the right tax strategy in place, you can keep more of what you’ve earned and stay focused on what truly matters - supporting your life today and strengthening your future.

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Charitable Giving

Charitable giving is a powerful way to make a meaningful impact while enhancing your financial plan. At Boudreau & Associates, we help you create a giving strategy that reflects your values, maximizes tax benefits, and extends your support for the causes that matter most to you.

Our services include:

  • Establishing donor-advised funds or charitable trusts to simplify giving
  • Timing your donations to optimize tax efficiency
  • Supporting your favourite causes today and through your estate plan

Generosity goes beyond giving, it creates a lasting legacy that reflects your values, inspires others, and supports the causes you care about for generations to come.

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Lifestyle and Asset Protection

The value of the role that insurance plays in life has increased for many people. We can help you develop a well-constructed insurance plan, that will benefit your current financial situation and help reduce the chances of future financial challenges.

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Intergenerational Wealth Transfer

As Canada enters its largest intergenerational wealth transfer, thoughtful planning is more important than ever. We guide families through meaningful conversations and create long-term strategies that prepare heirs to manage wealth responsibly, protecting your legacy and ensuring your wealth is preserved for future generations.

Our approach ensures:

  • Wealth is transferred in a tax-efficient way
  • Heirs are prepared—both financially and emotionally
  • Family harmony is supported through open communication

Your legacy is more than paperwork. It’s the thoughtful expression of your values, a well-structured plan that supports your family’s future, and a foundation of care that guides generations to come with confidence and purpose.

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Business Succession

Your business is a vital part of your financial future and legacy. At Boudreau & Associates, we guide you through every step of business succession, helping you build a plan that aligns with your retirement goals and preserves the value you’ve created.

Our succession planning services include:

  • Structuring a plan that supports your retirement timeline and tax strategy
  • Preparing the next generation or key leaders to take over with confidence
  • Ensuring seamless business continuity and protecting your company’s value
  • Minimizing tax impact during the sale or transfer to maximize your returns

You’ve built your business with dedication. We help protect and transition its value to support your next chapter with confidence.

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IG Private Company Advisory

IG Private Company Advisory provides strategic and transaction advisory services for businesses with annual sales between $20 millions and $1 billion. Discover how we can help unlock your company's potential.

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