A lifetime of hard work and dedication deserves clarity and security. At Boudreau & Associates, we help you preserve what matters most by creating an estate plan that protects your legacy from taxes, family conflict and confusion.
We work closely with you to build a foundation of security for future generations. Your wishes will be honoured, and your legacy passed on exactly as you intend.
Estate Planning: More Than A Will
A will outlines your intentions and names beneficiaries, but it does not control how or when your wealth transfers to your heirs. Should your grandchildren inherit at 18, or should their inheritance grow under stewardship until they are mature? Comprehensive estate planning answers these important questions.
Estate planning creates a dynamic, adaptable framework that manages taxes, ensures liquidity, supports family agreements and protects your loved ones from financial hardship. At Boudreau & Associates, we help you build an estate plan that moves beyond intention to actionable, effective strategies.
Tax-Smart Transfers: The Power Of Preservation
You’ve worked hard to build your wealth, your business and your investments. Thoughtful, tax-smart planning helps protect what you have built from capital gains, probate fees and estate taxes.
At Boudreau & Associates, we design advanced tax strategies that preserve more of your estate. Using tax-smart tools like trusts and strategic wealth transfers, we help ensure your assets stay right where they belong : with the people you care about most.
Life Insurance: More Than A Payout
When estate costs add up, families are sometimes forced to part with meaningful assets. Life insurance Life insurance helps protect your legacy, offering a tax-free benefit so more of what you’ve worked hard to build stays in the hands of those you love.
Why it matters:
- Preserving wealth: Life insurance bypasses income tax, preserving every dollar for your loved ones.
- Estate tax coverage: By covering estate taxes, life insurance payouts can help protect the total value of your estate for your loved ones.
- Straightforward wealth transfer: Life insurance helps ensure your assets go where they’re needed most, whether it’s supporting loved ones, funding inheritances, or securing your business’s future.
Giving Back: Legacy Through Generosity
Let your estate reflect what matters most to you. Charitable giving options like donor-advised funds allow you to support causes close to your heart, extending your impact while reducing estate taxes.
At Boudreau & Associates, philanthropy is a natural part of estate planning. We help you build a lasting legacy that inspires others, makes a difference and protects your wealth at the same time.
Family-Centred Planning: Confidence In Every Step
Life changes over time, whether it’s marriage or divorce, new grandchildren or financial shifts. Your estate plan needs to evolve with those changes. We create flexible estate plans that focus on your priorities and keep your goals at the forefront. Our approach supports smooth transitions, encourages open conversations and helps families feel informed, prepared and be on the same page.
The Estate Quarterback
As your dedicated financial advisors, we oversee your entire estate planning process. We coordinate with your accountants, lawyers, and tax specialists, ensuring your estate plan integrates seamlessly with your broader financial picture.
At Boudreau & Associates, we know that every detail matters and every family is unique. That’s why each plan is carefully tailored to protect your assets, support your goals and provide lasting peace of mind.
Protecting Tomorrow, Today
Your legacy deserves thoughtful planning. At Boudreau & Associates, we build estate plans that protect your life’s work, reduce taxes, support family harmony and empower future generations.
We help you stay prepared for life’s changes, ensuring your estate remains secure and aligned with your goals.
Ready to protect your legacy and support your family’s future? Contact us today to start building an estate plan that reflects what matters most to you.